YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.4
  • Adult Rating: 4+
  • File Size: 61.66 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4
From 1,850 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Cool idea but won’t connect

    By kstxcaakil
    No matter what I do it won’t connect to LMCU. It looks awesome if it’d link, but this is too much work to fix, especially for a paid app
  • Much Improved!

    By Vaper256
    This app has matured significantly over the past two years. It compliments the desktop/cloud program beautifully. I can download and approve transactions within the app to keep my budget up to date via my phone or iPad and manually add transactions as well. It’s an excellent companion to the YNAB program.
  • New App is Fantastic

    By rwilb208
    There is nothing I need to do on the webapp that I cannot do on this ios app. It’s wonderful and looks to only eat better with time. Keep up the good work!!
  • Highly recommended!!

    By Streamhawk
    It’s a great app but the best part is the team behind it and their approach to Finance!!! Get your life organized, I did!
  • Touch ID/PIN

    By Agentwd40
    I really write reviews, but previous versions of this app included both pin or Touch ID functionality. Why on earth would an update remove those.... Seems like a downgrade not an upgrade.
  • Keeps getting out of sync

    By JustinCodes
    I want to like the app, the features in theory would be great but my budget constantly gets out of sync. Lately the transactions to be imported were incorrect. When I have to link credit card payments the system is hit or miss on if it’ll do it right. It’s nice YNAB has lots of power user features but unfortunately I haven’t found an easy way to use the app without a huge learning curve and even then I can easily get my budget out of sync.
  • No search feature?? Transactions descriptions cut off

    By dtoyd
    Just started using YNAB. Trying to wrap my head around the fact that there's no search feature for transactions (or budget categories) and that transaction details are cut off, with no way to expand, in lists and in the "categorize transaction" window. Can't turn the screen width-wise to see more. Can't view in a larger box. I have to switch to my bank's app whenever the cut-off description makes no sense, just to figure out what a purchase really was?? This is a popular, paid service, right? These are basic, simple to implement features, folks. You Need A Better App. ASAP.
  • You sign up

    By Kjoe70
    You have to sign up for free trial to find out it’s an $84 a year cost.... No thank you. Please don’t sell my email.
  • Most used

    By OneMusashi
    One of my best and most used apps on my phone. Keep the awesome updates coming!
  • Only budgeting app you’ll ever need

    By Sincerely Sara Beth
    YNAB is the best thing I have ever done for myself and my family. On the path to financial freedom!! The system takes time to learn, but the free 34 day trial is the perfect amount of time to set your mind straight. App is easy to use and super customizable.