Empower - Get Paid to Bank

Empower - Get Paid to Bank

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.15.0
  • Adult Rating: 4+
  • File Size: 86.68 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
From 6,171 Ratings


Earn 2.15% - 4.30% on savings and up to 2% cashback on debit. No fees or minimums. Join nearly half a million who are getting rewarded & building savings. Why not get rewarded for banking? Earn money on both your checking and savings account, regardless of your balances. Get a 24/7 Financial Assistant. And never pay any fees, ever again. Featured by Apple as “New Apps We Love”, The New York Times, Time, and Forbes, Empower’s no-fee mobile banking is easy to use and unmatched in its rewards. Accounts are FDIC-insured up to $250,000. It takes only 3 minutes to sign up for Empower banking. You get: * Checking account with up to 2% cashback on debit * Savings account earning 2.15% - 4.30% * A 24/7 AI-powered Financial Assistant * Instant push notifications for all debit card transactions * Seamless budgeting * Get 30 days of Rewards Boost for referring friends. Get an extra 1% cashback on debit and an additional 2.15% per annum on your savings on top of the standard 2.15% APY! Talk about unmatched rewards! * No fees * No overdrafts * No foreign transaction fees * No minimum balance requirements * FDIC insured up to $250,000 * Network of 25,000+ free ATMs * One free out-of-network ATM reimbursement per month, anywhere in the world! * Apple Pay support * Protection from unauthorized purchases through Visa's Zero Liability Policy IN ADDITION, GET EMPOWER'S 24/7 FINANCIAL ASSISTANT FEATURES: * See all of your accounts in one place—including bank, credit card, loan, retirement, and crypto * Protect and improve your credit scores by monitoring your credit utilization * Track your spending and get insights into where it’s going * Create budgets, including being notified when you’ve spent too much on coffees this month * Save money by cancelling subscriptions or asking us to negotiate cell phone/Internet/cable/home security bills * Refinance your debt by accessing low-interest loans, even without a great credit score * Check your balances and transactions on your phone—anytime, from anywhere * Have a pair of eyes on your money 24/7, alerting you of anything unusual * Chat with a personal finance coach about your money questions EMPOWER’S STATE-OF-THE-ART SECURITY FEATURES INCLUDE: * Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. * Your personal information is fully encrypted using SSL. HERE’S WHAT OTHERS HAVE TO SAY: * Forbes: “The app will let you renegotiate big bills you didn't even realize you could reduce.” * Time: “Get some help cleaning up with Empower, a new money management app designed to help you make sense of your financial life.” * The New York Times: “Empower focused on “finding” people savings by analyzing their accounts and suggesting higher-interest savings, lower-interest cards, and subscription cancellations.” The Empower savings and checking accounts are opened and maintained with, and the Empower debit card is issued by, Evolve Bank & Trust, member FDIC. 4.30% per annum = 2.15% APY + 2.15% per annum Boost for one month per referral. No fees, No minimum balance. 2.15% Annual Percentage Yield (APY) may change at any time. APY as of Feb 6th, 2019. Earn 1% cashback on the first $1,000 each month. Earn an additional 1% cashback on the first $1,000 for each referral period.



  • The Easiest Most Beneficial Bank Yet!

    By Anubisè
    I LITERALLY haven’t had a bank that GIVES you DOUBLE CASH BACK, ON TOP OF the choice to wield a beautifully crafted powerful checking/savings account with BENEFITS*!!! Bank Transfers, Mobile Check Upload, 24/7 Customer Support, Chip Enabled Bank Card’s, AND INTEREST ‼️ “EMPOWER YOURSELF” ‼️
  • Love the interest rates

    By Mirandaeatsfooood
    Great idea, love the interest rates! I just am unsure how I feel about the orange brand color. Hopefully I don’t need to have an orange debit card forever. :)
  • Customer support

    By esyle20
    The customer support is awesome!
  • Great update empowers

    By DJREV21
    When are the mobile deposit features coming?
  • Nothing but frustration

    By $TMONEY$21
    I got this app to help kind of keep track of money and what not, blah blah blah I linked my bank to the app and the numbers have been frozen ever sense I got it, it never updates or syncs. So I try to go and delete my bank for the app and it doesn’t delete. I’ve been trying to delete my bank for over a couple days and it always says cannot connect to server. I finally just went in a tried to delete my account period and it won’t delete my account even. When I go and try to contact there support they never answer. Soo just in the case that empower sees my review..... you better get back to me and figure this crap out. It’s sketchy when you link personal info like bank accounts to an app and the app won’t let me delete it.
  • Review

    By 724KenM
    Way better interest rates and service than my local branch bank
  • Very easy to setup!

    By mrcarter1103
    The process was smooth from top to bottom!
  • Good App👍

    By sgray16
    Good App

    By SF Christopher08
    Empower is one of the most worthless and quite frankly, utterly useless “financial/banking services” I have ever encountered. Thankfully my unfortunate mistake of signing up with Empower; will be other people’s gain. I have no problem describing what a pathetic joke the feeble attempt at customer service Empower haphazardly provides to it customers. I can imagine how it would be nothing less than a total embarrassment if I had to admit to people that I worked at or was in any associated with such a deplorable and disheveled wreck of a company that Empower truly is. Seriously. I would say that perhaps Empower can bilk their investors out of more money so that their totally incompetent robot customer service staff could be trained on what “customer service” actually means. Alas, I believe that would just be an exercise in futility. I simply cannot wait to be the first person in line to attend the party that will be held upon the news of this company’s inevitable, and 100% deserved, abject failure. I can hardly contain my glee because the thoughts of Empower being dissolved into total non-existence is a delight of which I will always be ready to enjoy. Always. TL;DR - EMPOWER AND ITS USELESS ROBOT CUSTOMER SERVICE STAFF ARE GARBAGE - JUST LIKE THEIR “PRODUCT”. STAY AWAY FROM THIS TOTAL MONEY STEALING SCAM!!!
  • Feeling financially empowered

    By ladykapdeville
    I JUST Downloaded this app! I saw an ad for it on instagram and I thought it looked cool. I have been trying to budget better and keep track of my spending and this app made it so freaking easy! No secret fees, no bullsh*t. I’ve only had it one day but it’s dope. For someone who can’t get a bank account this is a great option!