Debt Free - Pay Off your Debt

Debt Free - Pay Off your Debt

By Mobile Innovations LLC

  • Category: Finance
  • Release Date: 2010-12-15
  • Current Version: 5.8
  • Adult Rating: 17+
  • File Size: 17.18 MB
  • Developer: Mobile Innovations LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,335 Ratings


※ Top selling app in finance category ※Optimized UI for iOS11. ※Sync data across all your devices. ※ FEATURED IN WIRED MAGAZINE - “App Guide 2012”. ※ FEATURED BY APPLE IN “WHAT’S HOT”. ※ "Debt Free makes it easy to confront Debt and manage it wisely" - ※ "Snowballs Made Easy with the Debt Free iPhone App" - ※ Debt Free App’s RESOLUTION is to help you PAY OFF YOUR DEBT. ※ Debt Free App helps SAVE YOUR TIME and MONEY. ※ What our Customers Say ※ ------------------------ ※※※※※ "Very Innovative App.By far the most well developed Debt Payoff program i have come across." ※※※※※ "Easy to use and practical." ※※※※※ "I have been using this App since an Year and i Love It! It allows you to sync between devices!" ※※※※※ "Has been using this App from past 18 months. Nice User Interface and Perfect blend of features when compared to other similar Apps. Will recommend to my fellow FPU members ." ※※※※※ "Have nothing but praise this App. It helped me stay focused and pay off $13,500 in 5 months. This app changed the way i viewed the money." Are you serious in Paying off your Debt? Then DEBT FREE App is for you. This App helps you organize,monitor and payoff your debt using debt Snowball method. You can analyze and model debt repayments to see when exactly you can become debt free. You can also Sync data between devices. So GET STARTED ! ACHIEVE YOUR FINANCIAL FREEDOM. ※※※※ ※ Bonus: This app also includes 3 Built in calculators to help you decide on monthly payments - Payoff date calculator - Loan calculator - Mortgage calculator Main Features: ※Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate Apps for each device. ※Quick Debt Summary - Displays Quick Summary of your Total Debts with Percentage Progress Bar,Debt Free Date,Interest Savings and Early Payoff Date. ※Percent Paid Progress Bars - Percent Paid Progress Bars for each Debt which motivates you towards Paying Off your Debts. ※Reports and Charts - 2D Pie Chart View of your Debts with Debts by Category and Debts Remaining. ※Transactions - Enter your Expense Transactions for Each Debt so your Remaining balance will be Automatically Updated. ※Payment Due Date Notification - You can Set Payment Due Dates Notifications and also Payment Due Date Time for Each Debt. ※Pay Off Strategies - Supports Multiple Payoff Strategies . - Lowest Balance - Highest Interest Rate - Highest Balance - Custom Order By choosing a strategy you can see how the Total Debt,Interest Amount and Debt Payoff date get affected. ※Tracks Multiple Debts - You can Track unlimited Number of Debts. ※Debt Payment Tracking - Record your Payment every time you Pay towards your Debt which automatically updates your Debts Information. ※ Promotional APR's - Supports promotional APR's for credit cards. ※ Mortgage overhead costs - Track mortgage payments accurately by including all over head costs. ※Amortization Table - Amortization table shows a Complete Payment Schedule which allows you to view the interest, principal, and remaining balance for each and every payment of the Debt. ※Pay Off date Calculator - Use the built-in Payoff Date Calculator to see the how the monthly payment amount will affect the payoff date and total interest paid. ※Extra Payment Feature - Calculates Interest and Time Savings with Extra Payment. ※Pass Code Lock - Pass Code Protection to keep your Financial Information Private. ※Export Capability - Email your Debt Report and Amortization Schedule in HTML Format.



  • Pretty Decent for Most

    By brahim-el
    This app is pretty decent if your debt situation doesn’t consist of hundreds of debt items. I like the what-if feature and the choice of payoff plans. What I don’t like is the way the syncing works. When I ran the sync, my secondary device did not pick up the debts from my primary device even after having pressed the sync changes button, until I closed the app on the secondary, then re-opened it. But now that I know this, it’s okay. I paid my car note off ahead of schedule because I was able to calculate what to pay under a different scenario, for example.
  • Can’t share in the cloud

    By MedicWife2377
    I love this app but it never works in the cloud. My husband is unable to get his to sync. If that features worked correctly I’d give it 5 Stars.
  • It’s a great tool...

    By hdr4350
    It’s a really great told to assist in getting you out of debt. It’s not perfect but a lot better than others I’ve tried PLUS it kept me on track and got me out of debt.
  • Out of date

    By hola 777
    The app is pure garbage.
  • Great idea, but payoff calculator is off by a month

    By Fauxvirho
    I entered monthly debts as paid for current month, but when I look at the snowball calculations, it plans yet another payment being applied for the same month. Due date doesn’t matter - so if the current date is the 20th, the due date for a debt was the 10th and you paid it at any point with that same month (doesn’t matter if paid early or late) - it doesn’t care and still plans an additional payment being paid for current month.
  • Mortgage balance goes up

    By Weylansbeffie
    Mortgage balance goes up when making an extra principal payment. And not even by the amount that was paid, aggravated
  • Enough with the “add-free” pop up window!

    By azanonymous
    How often do I need to be reminded that there’s an“add-free version”? That pop up windows can be quite distracting.
  • Would be 5 if only...

    By RyDel81
    Similar to what another reviewer said, I dislike the fact that even if you’ve added a payment for let’s say May, the app continues to calculate everything based on you owing a payment until it is no longer May. Then, once it really is June, the app switches to June and calculates as though you made your May payment. I too feel like this should be a pretty easy thing to fix. Once you add your payment for the month, the app should recognize it as paid and recalculate. It really throws off the amortization table, estimated payoff dates and interest saved figures. All that being said, it’s still the best I’ve found for the purpose of the snowball feature.
  • Functional, could use more features

    By Rowdy Crowdy
    This app works well for keeping up with balances and tracking debt reduction. It is easy to use. Would be nice to have a feature that showed where debt started and how much you’ve paid.
  • Fix app

    By Badge308
    Let me know when it’s fixed so I can download🦅